SME Insurance.

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ABC Corporate insurers offer a suite of package policies to take care of all your insurance requirements. Be it an Office, Shop or Small and Medium Enterprise (SME) we have the readymade solution for you. Now you can customize your insurance to your business needs with our Smart Plan Package policy.

Business Pack Insurance For Small Ventures

ABC corporate insurers Business Pack Insurance policy serves as the foundation for your small business insurance portfolio.ABC’S Business Pack Insurance covers small businesses across the following industries:

  • Administrative and Support Service

  • Arts and Recreation Services 

  • Healthcare

  • Education and Training 

  • Financial and Insurance Services 

  • Motor Trades

  • Manufacturing

  • Information Media and Telecommunications 

  • Other Services 

  • Professional, Scientific and Technical Services 

  • Real Estate Services 

  • Trades

  • Retail 

  • Wholesale Trade

  • Postal and Warehousing 

Policy Coverage

  • Property Damage

  • Business Interruption

  • Theft

  • Money

  • Glass

  • General Property

  • Electronic Equipment Breakdown

  • Machinery Breakdown

  • Public & Products Liability 

  • Environmental Protection

  • Cyber Liability

  • Tax Audit

Cyber Insurance

  • Business interruption loss due to a network security failure or attack, human errors, or programming errors

  • Data loss and restoration including decontamination and recovery

  • Delay, disruption, and acceleration costs from a business interruption event

  • Crisis communications and reputational mitigation expenses

  • Liability arising from failure to maintain the confidentiality of data

  • Liability arising from unauthorised use of your network

  • Network or data extortion/blackmail (where insurable)

  • Online media liability

  • Regulatory investigations expenses

Marine Insurance

Marine insurance covers the loss or damage of ships, cargo, terminals, and any transport by which the property is transferred, acquired, or held between the points of origin and the final destination.

The four different types for marine insurance are:

Hull insurance:

Covers the insurance of the vessel and its equipment i.e furniture and fittings, machinery, tools, fuel, etc.

Cargo Insurance :

Includes the cargo or goods contained in the ship and the personal belongings of the crew and passengers .

Freight insurance:

Provides 215 protection against the loss of freight. In many cases, the owner of goods is bound to pay the freight, under the terms of the contract, only when the goods are safely delivered at the port of destination. If the ship is lost on the way or the cargo is damaged or stolen, the shipping company loses the freight, freight insurance is taken to guard against such risk.

Liability Insurance:

One in which the insurer undertakes to indemnify against the loss which the insured may suffer on account of liability to a third party caused by the collision of the ship and other similar hazards.

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